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Auto Lenders

Easily Manage Assets & High Risk Customers

The Tools You Need to Keep Profits Healthy

Increase the performance of your overall, automotive loan portfolio and price loans more competitively with Spireon’s Goldstar Lender – GPS vehicle tracking and an advanced Collateral Management System (CMS) all rolled into one.

Designed with your needs in mind, our simple GPS tracking tools give you the real-time business intelligence it takes to sell more loans while decreasing loan delinquencies and repossessions. Goldstar Lender can also increase productivity through automated processes and reduced overall costs.

Powerful Built-In Tools & Features

Highly Scalable

Goldstar Lender CMS easily scales to accommodate your multiple locations and growing collateral management needs — regardless of how many member and dealer partners you have.

Dedicated, Web-Based Portal

The intuitive, easy-to-use web-based interface makes it simple to manage your collateral and communicate with borrowers to help them make their payments on time.

Flexible Reports

Generate customized reports that arm you with actionable business intelligence you can use to improve efficiencies, productivity and loan services.

Rigorous Privacy Policies

Goldstar Lender CMS helps you comply with state and federal privacy laws by providing a secure web-based portal and allowing you to determine which individuals can access what information.

Turnkey GPS Installation by Our Expert

Streamline Operations

No inventory to manage. You call or place orders directly through your Goldstar Lender CMS user interface. Our dispatchers handle the details and notify you when the job is complete.

Fast, Professional Install

Technicians are trained, certified, bonded and insured. Each one has access to the latest installation methods for new vehicles. Plus, installs are completed within 24-48 hours.

Convenient Installs

Spireon’s nationwide network of professionals perform GPS installation at the vehicle location (dealership, customer work, home, etc.) based on availability.

Peace of Mind

Labor guaranteed for up to one year, with full quality control audits on installation and device. Full equipment warranty applies.

Learn More by Calling Us At (800) 557-1449

GPS Tracking for Credit Unions & Banks

Expand Your Loan Portfolio and Finance More Consumers

Protect Your Loan Portfolio with GPS Tracking

With the demand for subprime loans increasing, a growing number of banks and credit unions are turning to Spireon’s GPS technology. With our GoldStar Lender solution, financial companies are able to help consumers get into the vehicles they want and need, as well as support them in rebuilding their credit. All while managing their portfolio risk and protecting their profitability.

If you’re an automotive lender, adopting Spireon GoldStar Lender into your loan generation process can help you expand your loan portfolio to include those with FICO scores that fall below the 700 mark. Of course, selling more loans is just the start. Other benefits include:

If you’re a BHPH dealer who offers financing to the subprime market, you don’t have to be in the office to track a vehicle that needs to be recovered. Simply find it on the map and call up your recovery agent to pick it up. Yes, mobile GPS tracking can be that easy.

  • Broaden the dealer market served with indirect lending
  • Change borrower behavior
  • Automate processes
  • Reduce overhead and overall cost structure
  • Offer better loans than the competition
  • Maximize staff resources
  • Collect more on-time loan payments
  • Secure collateral with GPS tracking and anti-theft devices
  • Improve performance on warehouse lines of credit

Spireon GoldStar Lender is a Win-Win for Consumers and Lenders

Banks and Credit Unions Choose GoldStar Lender for:

  • A secure, dedicated, web-based portal that enables collectors to automatically track and communicate with borrowers quickly, as well as manage a much larger loan portfolio.
  • Immediate and automatic activation of the GPS tracker at the dealer level.
  • Training of lender staff on CMS and its software interface.
  • Marketing and field-training support to the lender’s field-sales team and dealer base.
  • Two-way, Application Protocol Interface (API) that allows lenders to integrate CMS data directly into their own portfolio-management systems.
  • An option to require dealers to use a certified third-party installer of hardware to assure quality and consistency.

For Borrowers, Most Welcome GoldStar Lender Because of:

  • Automated payment reminders, a managed customer communication that may come in the form of a discrete audio signal upon starting the car or as a text message or email.
  • The potential for improved credit with the opportunity to get the car they need and restore their credit with regular, on-time payments.
  • The potential for better loan terms as more lenders compete in the marketplace.
  • Lower insurance premiums because the vehicle is equipped with GPS vehicle tracking technology, which can qualify as a theft recovery device.

Take A Test Drive of Our Solutions Today by Calling (800) 557-1449